Lender consent is the single most common cause of a stalled C-PACE project, and it is rarely refused on the merits. It is refused because it arrived late, went to the wrong person, or reached a servicer who had never seen a request like it. This checklist is organised as a three-week sequence: identify the seven parties and their real contacts, pull the loan documents and read the encumbrance provisions, then confirm the consent request goes out complete, because an incomplete request restarts the clock rather than advancing it. Includes the lender’s three questions with the answers that satisfy them, a six-item disclosure-at-sale checklist, and a timeline discipline table. The rule: never let a lender learn about a C-PACE assessment from a title commitment.
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