Questions owners ask often enough to answer in print, including the ones asked warily: is this a loan, will it show up on my personal credit, can the capital provider foreclose. It also answers two eligibility questions precisely — what qualifies, and whether water and resiliency measures qualify on their own, which they do where they are tied to the building’s energy use — and settles the savings-ratio question: not required as a matter of law, with an SIR of 1.0 or greater being best-practice underwriting worth asking for rather than the statutory standard. Nonprofit and tax-exempt owners can participate without affecting exempt status.
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