A one-sheet orientation to keep at the desk, and the version you hand to a principal, a project architect, or an owner who asks what you are talking about. It opens with the distinction that governs everything else: C-PACE is not a loan but a voluntary special assessment, and the term, the transferability, and the lender consent requirement all follow from that single fact. Includes a loan-versus-assessment comparison, why the twenty-year term is the design lever that lets envelope, glazing, and central plant survive value engineering, the three points at which C-PACE reaches the drawing set, and a twenty-second version to say to an owner.
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