Where you sit, and when you get paid. The five parties with each one’s role and — the useful column — your actual relationship to them: the owner is your customer’s customer, the capital provider is not your payor and not your counterparty, MCED determines eligibility and is not a party you negotiate with, MGB is your referral destination, and the contractor is your customer on exactly the terms you have today. Then the six-stage sequence with planning durations, marked as estimates rather than commitments. The payment section draws one line carefully: committed capital disbursed on a defined draw schedule is a credit improvement, not a payment guarantee, and the two are different things. Closes with a forecasting note — build the quarter on stage 4, not stage 1.
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